Pricing

Know what to hold each month. Aim to avoid the worst of the big falls.

Every plan runs on the same InvestWealth System: 30 single-market strategies, tested against buy & hold on each market's own history, with every month-end signal recorded since October 2026. Pick how much of the desk you want.

The falls are the price; the long-run return is what they buy. Every crash since 1955 has recovered to a new high — and a process you can keep is what lets you stay invested long enough to collect it.

Founding Members: 40% off — locked in for as long as you renew Limited to 100 founding members

What Plus and Premium include · 1:53

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Start here

Free

6 strategies

Systematic strategies for six major markets — see how rules-based investing compares with buy & hold.

€0 forever

No credit card required

Open free account

Systematic strategies for 6 core markets: S&P 500, Nasdaq-100, Gold, Oil, Bitcoin, Nvidia
Strategy vs buy & hold: CAGR, Sharpe, max drawdown, equity curves
Strategy signals with a 3-month delay
TradingView charting, asset-class returns and correlations
Research report previews, glossary & all free guides

Plus

30 strategies · live

Live systematic strategy signals for all 30 markets, plus every analytics tab and the Monthly Research Report.

$199 $329 / year

equals $16 per month, billed yearly

Get Plus

Signals app includedAll signals on your phone, with push alerts

Everything in Free
Systematic strategies for all 30 markets — equities, bonds, commodities, currencies, crypto
Live signals & positions: invested or risk-off, size and cash leg
Signals app for your phone, with a push notification when a signal or size changes
Month-end signal change log, market regime and breadth
Every analytics tab for all 30 markets
Monthly Research Report from ~70 institutional sources, with PDF
10% off 1:1 consulting

Best value

Premium

30 + portfolios

The Systematic Portfolio ProgramRun a complete, rule-based multi-asset portfolio in 15 minutes a month: the weights, the monthly list, and the course that teaches you why.

$539 $889 / year

equals $45 per month, billed yearly

Get Premium

Signals app includedAll signals on your phone, with push alerts

Everything in Plus
Seven systematic strategy portfolios (Defensive to Growth, Crypto+ 50/70 %, Crypto only): monthly weights, rebalancing list, backtest vs benchmark
Weekly Research Report every Monday
Daily Research Brief every morning
Quarterly Deep-Dive Report, first edition 5 November 2026 (worth $59 each)
Video course Mastering Investments: 9 modules, 43 lessons (worth $339)
25% off 1:1 consulting
TradingView Indicator Suite: five invite-only indicators on your own charts (worth $169 a year)

Everything above for $539 a year · See what's inside →

Private · by application

Premium, plus Harry one to one.

with Dr. Harry Hamann · ten places

✓ Everything in Premium
✓ 4 private sessions a year on your portfolio
✓ Priority answers + one Portfolio Review a year

$2,249/ year

equals $187 per month, billed yearly

Apply for a place

Rules, not opinionsEach market is followed by a systematic InvestWealth strategy. Same input, same decision — every month.

Tested against buy & holdReturn, Sharpe ratio and the worst fall, side by side for every market — results you can check.

Built to limit big lossesIn a downtrend the strategy steps out of the market into cash or defensive assets. The goal: stay in the big rises, sidestep the deepest crashes.

CardApple PayGoogle PayPayPalSEPA Prices in USD (US dollar)

30-day money-back guarantee on all annual plans · Prices incl. applicable VAT where required · Charged in USD; the EUR price is the reference, converted at a rate fixed for the year · Features marked “coming soon” are added to your plan at no extra cost when they launch

Plus & Premium · Signals app

See it on your phone

Real screens from the Signals app: every Terminal section, news and push alerts, on iPhone, Android and desktop. Installs in two taps.

Swipe sideways for all 8 screens →

All 30 markets with their signal and position (shown with a 3-month delay)

Tap a market: InvestWealth System vs buy & hold since 1993 (hypothetical)

Portfolio vs stock/bond mix, since 1999 (hypothetical)

Real app screens. Third-party headlines belong to their publishers. How the app works →

Backtested results are hypothetical. Educational research, not investment advice.

In detail

What each plan is worth — component by component

Below, the same three plans once more, taken apart: what the worst fall costs without a plan, what every component would cost on its own, and why the 30-day guarantee makes the decision easy.

The cost of doing nothing

What the worst fall costs on a $112,949 portfolio

Since 1993, the S&P 500 bought and held lost 55 % at its worst. The InvestWealth S&P 500 strategy, over the same years and in the same backtest, lost 29 % at its worst — because it was in cash or defensive assets for much of the fall.

Buy & hold, worst fall−$62,349−55 % of $112,949

Strategy, worst fall −$33,249−29 % of $112,949

Difference$29,049kept in the portfolio · 89× the price of Plus

Backtested, hypothetical results including estimated trading costs; they do not reflect actual trading and do not guarantee future results. Nasdaq-100: buy & hold −83 %, strategy −33 %. Every number is on the Strategies tab, updated daily, and live performance is tracked from the first live signal on.

Why it pays

What €50,000 would have become

Compare outcomes before you compare plans: the S&P 500 bought and held, or followed with the InvestWealth strategy. Change the amount and the starting year — the data is the Terminal's own backtest.

Starting amount

Starting year Logarithmic scale

InvestWealth strategy––

Buy & hold––

Difference––

First $1,000,000––

Backtested, hypothetical results of the InvestWealth S&P 500 strategy vs buying and holding the index (total return), including estimated trading costs; they do not reflect actual trading and do not guarantee future results. Lump sum, no further contributions, before taxes. Free view: the most recent months are shown with a 3-month delay. Live performance is tracked from 16 Oct 2026 in the Research Terminal.

What you get

Every plan, component by component

Each line is something you would otherwise pay for separately. The value column shows what the same component costs elsewhere — or our own list price. Hover a value to see the basis.

Start here

Free

See whether rules-based investing beats buy & hold in six core markets — with a 3-month delay on signals.

Six core markets, strategy vs buy & holdS&P 500, Nasdaq-100, Gold, Oil, Bitcoin, Nvidia: CAGR, Sharpe, worst fall, equity curves.
€0/yr
Signals with a 3-month delayThe decisions, three months late — enough to see how the rules behave.
€0/yr
Charting, asset-class returns, correlationsTradingView charts, cross-asset returns, correlation matrices.
€0/yr
Report previews, glossary, all free guidesIncluding the white paper When Bonds Stop Hedging.
€0/yr

€0forever

No credit card required

Open free account

Plus

The decision for all 30 markets, live, on your phone — plus the monthly report.

Live systematic signals for 30 marketsInvested or risk-off, position size and cash leg — the decision is made for you at every month-end.
€600/yr
Signals app with push alertsEvery change reaches your phone; no need to check the website.
€120/yr
Monthly Research Report (~70 institutional sources, PDF)The month in markets, distilled: what changed, what matters, what the strategies did.
€240/yr
Every analytics tab for all 30 marketsCorrelations, drawdown monitor, momentum & volatility, regime, breadth, risk appetite, 12-month signal log.
€180/yr
10 % off 1:1 consultingOn a 3-session package ($779).
€69/yr

Comparable value of everything above€1,209/ yearYou pay $199 — 86 % less than buying the parts

$199$329/ year

$16 a month · €0.48 a day · billed yearly

Get Plus

30-day money-back guarantee — if it is not for you, one email and you get everything back.

Best value

Premium The Systematic Portfolio Program

Plus gives you the research; Premium gives you the portfolio: the seven model portfolios with their monthly rebalancing list, the weekly and daily research, the full course and the quarterly deep dives.

Everything in PlusAll five components above.
€1,209/yr
Seven systematic strategy portfoliosDefensive to Growth, Crypto+ 50/70 %, Crypto only — monthly weights, rebalancing list, backtest vs benchmark.
€600/yr
Weekly Research Report, every Monday52 issues: the week ahead, positioning, what the data says.
€360/yr
Daily Research Brief, every morningFive minutes: overnight moves, regime, the day's risk events.
€240/yr
Quarterly Deep-Dive ReportFour editions a year; the first, "The trillion-dollar IPO wave", is out on 5 November 2026.
€196/yr
Video course "Mastering Investments"9 modules, 43 lessons; Premium members get it at no extra cost.
$339/yr
TradingView Indicator SuiteFive invite-only indicators: trend, drawdown, volatility, cross-asset momentum, hedge health, on your own charts.
$169/yr
25 % off 1:1 consultingOn a 3-session package ($779).
€172/yr

Comparable value of everything above€3,223/ yearEverything above for $539 a year — 85 % less than buying the parts

$539$889/ year

$45 a month · €1.30 a day · billed yearly

Get Premium

30-day money-back guarantee. Upgrade from Plus any time — you pay only the difference.

Comparable values are per year and indicative; features marked “coming soon” are added to your plan at no extra cost when they launch. Prices incl. applicable VAT where required.

Why it works for you

Four things a subscription has to deliver

The outcome you wantTake part in the long rises and avoid the falls that take years to recover from. Not a prediction — a rule that reacts.

Reason to believe itEvery strategy is shown against buy & hold since 1993, with CAGR, Sharpe and worst fall. Live performance is recorded from the first live signal, and a 30-day guarantee covers the rest.

FastYour account is live in a minute. The first month-end signal, the app and the current positions are there on day one.

Almost no effortOne decision per market per month, delivered to your phone. No spreadsheets, no screen time, no second-guessing the news.

Compare

Free vs Plus vs Premium

The same systematic strategies in every plan — the plans differ in how many markets, how current the signals and how much research comes with them.

Feature	Free	Plus	Premium
Systematic investing strategies
Systematic strategies (one per market)	6 core markets	All 30 markets	All 30 markets
Strategy vs Buy & Hold (CAGR, Sharpe, Max DD, equity curves)	6 core	30	30
Current signal & position (Invested / Risk Off, size, cash leg)	3-month delay	Live	Live
Month-end signal change log	Oldest 5 month-ends	Last 12, live	Last 12, live
Signals app for your phone: push notification when a signal or position size changes	—	✓	✓
Seven systematic strategy portfolios (Defensive → Growth, Crypto+ 50/70 %, Crypto only): monthly allocation, backtest vs benchmark	Overview	Overview	Full access
Market analytics
Charting (TradingView, 30 symbols)	✓	✓	✓
Cross-asset returns (month & year to date)	Asset classes + 6 core	All 30 markets	All 30 markets
Correlation matrices (daily, weekly, monthly)	Asset classes	All 30 markets	All 30 markets
Rolling correlation, any two markets since 2008	—	✓	✓
Drawdown monitor	6 core	All 30 markets	All 30 markets
Momentum & volatility table	6 core	All 30 markets	All 30 markets
Market regime, breadth & risk appetite	—	Live	Live
Seasonality: average return of every calendar month, all 30 markets	—	✓	✓
Breakouts: previous year, quarter, month, week and day highs and lows, with alerts in the app	—	✓	✓
Research
Monthly Research Report (~70 sources, takeaways, live charts, PDF)	Preview	✓	✓
Weekly Research Report	Preview	Preview	✓
Daily Research Brief	Preview	Preview	✓
Market news, rated by impact, with optional push alerts	—	✓	✓
US economic calendar	—	✓	✓
Quarterly Deep-Dive Report (one theme per quarter, PDF)	—	—	✓
Learning & access
Beginner glossary & all free guides	✓	✓	✓
Video course: Mastering Investments — systematic investing (worth $339)	—	—	✓
Month-end signal e-mail (signal and position changes)	—	✓	✓
TradingView Indicator Suite (five invite-only indicators, $169 a year on its own)	—	—	✓
Discount on 1:1 consulting	—	10%	25%
Comparable value per year	€0	€1,209	€3,223
Price per year	€0	$199 $329 founding price, −40 %	$539 $889 founding price, −40 %
You save vs buying the parts	—	€1,035 · 86 %	€2,749 · 85 %
	Start free	Get Plus	Get Premium

Free €0 forever

Systematic investing strategies
Systematic strategies (one per market)6 core markets
Strategy vs Buy & Hold (CAGR, Sharpe, Max DD, equity curves)6 core
Current signal & position (Invested / Risk Off, size, cash leg)3-month delay
Month-end signal change logOldest 5 month-ends
Signals app for your phone: push notification when a signal or position size changes—
Seven systematic strategy portfolios (Defensive → Growth, Crypto+ 50/70 %, Crypto only): monthly allocation, backtest vs benchmarkOverview
Market analytics
Charting (TradingView, 30 symbols)✓
Cross-asset returns (month & year to date)Asset classes + 6 core
Correlation matrices (daily, weekly, monthly)Asset classes
Rolling correlation, any two markets since 2008—
Drawdown monitor6 core
Momentum & volatility table6 core
Market regime, breadth & risk appetite—
Seasonality: average return of every calendar month, all 30 markets—
Breakouts: previous year, quarter, month, week and day highs and lows, with alerts in the app—
Research
Monthly Research Report (~70 sources, takeaways, live charts, PDF)Preview
Weekly Research ReportPreview
Daily Research BriefPreview
Market news, rated by impact, with optional push alerts—
US economic calendar—
Quarterly Deep-Dive Report (one theme per quarter, PDF)—
Learning & access
Beginner glossary & all free guides✓
Video course: Mastering Investments — systematic investing (worth $339)—
Month-end signal e-mail (signal and position changes)—
TradingView Indicator Suite (five invite-only indicators, $169 a year on its own)—
Discount on 1:1 consulting—
Comparable value per year€0
Price per year€0
You save vs buying the parts—

Start free

Plus $199 / year

Systematic investing strategies
Systematic strategies (one per market)All 30 markets
Strategy vs Buy & Hold (CAGR, Sharpe, Max DD, equity curves)30
Current signal & position (Invested / Risk Off, size, cash leg)Live
Month-end signal change logLast 12, live
Signals app for your phone: push notification when a signal or position size changes✓
Seven systematic strategy portfolios (Defensive → Growth, Crypto+ 50/70 %, Crypto only): monthly allocation, backtest vs benchmarkOverview
Market analytics
Charting (TradingView, 30 symbols)✓
Cross-asset returns (month & year to date)All 30 markets
Correlation matrices (daily, weekly, monthly)All 30 markets
Rolling correlation, any two markets since 2008✓
Drawdown monitorAll 30 markets
Momentum & volatility tableAll 30 markets
Market regime, breadth & risk appetiteLive
Seasonality: average return of every calendar month, all 30 markets✓
Breakouts: previous year, quarter, month, week and day highs and lows, with alerts in the app✓
Research
Monthly Research Report (~70 sources, takeaways, live charts, PDF)✓
Weekly Research ReportPreview
Daily Research BriefPreview
Market news, rated by impact, with optional push alerts✓
US economic calendar✓
Quarterly Deep-Dive Report (one theme per quarter, PDF)—
Learning & access
Beginner glossary & all free guides✓
Video course: Mastering Investments — systematic investing (worth $339)—
Month-end signal e-mail (signal and position changes)✓
TradingView Indicator Suite (five invite-only indicators, $169 a year on its own)—
Discount on 1:1 consulting10%
Comparable value per year€1,209
Price per year$199 $329 founding price, −40 %
You save vs buying the parts€1,035 · 86 %

Get Plus

Premium $539 / year

Systematic investing strategies
Systematic strategies (one per market)All 30 markets
Strategy vs Buy & Hold (CAGR, Sharpe, Max DD, equity curves)30
Current signal & position (Invested / Risk Off, size, cash leg)Live
Month-end signal change logLast 12, live
Signals app for your phone: push notification when a signal or position size changes✓
Seven systematic strategy portfolios (Defensive → Growth, Crypto+ 50/70 %, Crypto only): monthly allocation, backtest vs benchmarkFull access
Market analytics
Charting (TradingView, 30 symbols)✓
Cross-asset returns (month & year to date)All 30 markets
Correlation matrices (daily, weekly, monthly)All 30 markets
Rolling correlation, any two markets since 2008✓
Drawdown monitorAll 30 markets
Momentum & volatility tableAll 30 markets
Market regime, breadth & risk appetiteLive
Seasonality: average return of every calendar month, all 30 markets✓
Breakouts: previous year, quarter, month, week and day highs and lows, with alerts in the app✓
Research
Monthly Research Report (~70 sources, takeaways, live charts, PDF)✓
Weekly Research Report✓
Daily Research Brief✓
Market news, rated by impact, with optional push alerts✓
US economic calendar✓
Quarterly Deep-Dive Report (one theme per quarter, PDF)✓
Learning & access
Beginner glossary & all free guides✓
Video course: Mastering Investments — systematic investing (worth $339)✓
Month-end signal e-mail (signal and position changes)✓
TradingView Indicator Suite (five invite-only indicators, $169 a year on its own)✓
Discount on 1:1 consulting25%
Comparable value per year€3,223
Price per year$539 $889 founding price, −40 %
You save vs buying the parts€2,749 · 85 %

Get Premium

More ways to work together

Products & services

Personal help when you want a second opinion, research you can buy once, and tools for your own charts.

Done for youPersonal, written, specific to your portfolio.

Portfolio Review

An independent, data-driven check of your portfolio, written up as a report.

Allocation, concentration and hidden overlaps between funds
How your portfolio behaved in 2008, 2020 and 2022
Trend status, diversification gaps and fund costs
3–5 concrete improvement steps, ranked by impact

$439one-off · Written PDF within 5 business days

Send your portfolio →

1:1 · 60 min● Video callWritten summary included

1:1 Strategy Consulting

Work through your portfolio, allocation and process with Harry, one to one.

60-minute video call, agenda agreed upfront
Your portfolio, risk level and rules, discussed openly
Written summary with next steps after the call
Plus members save 10%, Premium members 25%

$279per hour · 3 sessions $779 · Book your slot directly — confirmed immediately

Book a session →

Research & toolsBuy once, use right away.

Available nowIncluded in Premium

Quarterly Deep-Dive Report

First edition: "The trillion-dollar IPO wave", out Thursday 5 November 2026. Pre-order at the early price of $39 (instead of $59) until Thursday 12 November.

One theme per quarter, backed by 30 years of data
20+ charts and tables, every one with its source
What 30+ institutions (central banks, asset managers, banks) said, condensed

~~$59~~$39per edition · early price until 12 Nov

Pre-order · $39 →

Available now

Backtest Templates

Backtest a trend-following strategy on any market yourself, in Excel or Python.

Excel template: paste prices, get results, signal and charts
Python script: any Yahoo symbol, many markets in one run
Strategy vs buy & hold: return, Sharpe, worst fall

$89Excel & Python

Buy the templates →

Available nowIncluded in Premium

TradingView Indicator Suite

Five invite-only indicators that bring the research to your own TradingView charts. 12 months of access.

Cross-Asset Scoreboard and Regime Monitor (Hedge Health)
Trend Stages, Drawdown & Recovery, Volatility Target
Alerts for regime, stage, drawdown and volatility changes

$169per year

See the five indicators →

LearnBuild the skills to run your own process.

▶Module 4 · Trend & momentumLesson 4.2 · How a trend rule works

1Why rules beat opinions
2Return engines
3Risk first
4Trend & momentum
5Diversification that works
6Building your portfolio
7Executing & sticking with it
8Beyond the core

Available nowIncluded in Premium

Video Course: Mastering Investments

The systematic edition: from risk and trend-following to your own written investment plan. Module 1 is free.

9 modules, 43 short lessons, about 4½ hours
Risk first: drawdowns, sizing, the order of returns
Trend, diversification and volatility targeting
Ends with your own one-page investment plan

$339lifetime access · Watch online right after payment; lifetime access, new lessons included

Buy the course →

In preparation Live Workshop · Building a robust, low-maintenance portfolio, live, with Q&A. $109 · 2 hours, recording included

Join the waitlist →

Questions

Before you decide

What does "founding member" pricing mean?

The first 100 members pay 40% less — and keep that price on every renewal for as long as they stay subscribed.

What if it is not for me?

Every annual plan comes with a 30-day money-back guarantee. Email [email protected] and you get a full refund.

Why yearly instead of monthly?

Our research is built for investors who think in years. Annual billing lets us keep the price far below what institutional research costs, and it keeps you focused on the long term instead of the next headline.

Is this personal investment advice?

No. All plans provide general, non-personalised research and education. You make your own decisions.

Can I upgrade from Plus to Premium later?

Yes, at any time — you only pay the difference for the remaining period.

Know what to hold each month. Aim to avoid the worst of the big falls.

Free

Plus

Premium

Premium, plus Harry one to one.

The Signals app: your strategies on your phone.

See it on your phone

What each plan is worth — component by component

What the worst fall costs on a $112,949 portfolio

What €50,000 would have become

Every plan, component by component

Free

Plus

Premium The Systematic Portfolio Program

Four things a subscription has to deliver

Free vs Plus vs Premium

Products & services

Portfolio Review

1:1 Strategy Consulting

Quarterly Deep-Dive Report

Backtest Templates

TradingView Indicator Suite

Video Course: Mastering Investments

Before you decide